Let M-W Appraisals, LLC take care of your appraisal

To many, an appraisal just looks like one more thing on the break-sheet for a home purchase or refinance. The majority of lenders still need a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation systems that may seem more prudent than an appraisal. You might assume that obtaining a mortgage is the only reason to get an appraisal, but there are other instances when the services of a licensed, independent real estate professional could be helpful.


	For real estate appraisals in Helena and Lewis And Clark County, it's easiest when your order online from M-W Appraisals, LLC, just click here.

Appeal your tax assessment in Lewis And Clark County

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from M-W Appraisals, LLC is your best evidence. At M-W Appraisals, LLC, we're equipped to assist you in appealing your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance plan that many lenders ask homeowners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, M-W Appraisals, LLC can give you a statement regarding the value of your home. The expense of the home valuation can usually be offset in a short amount of time because you'll no longer be paying the PMI.

An appraisal from M-W Appraisals, LLC will help you settle a divorce with less stress

A divorce is often complicated by the burdensome decision of who keeps the property, and it can be a very traumatic occurrence for both parties. So both parties are completely aware of the true market value of their home, it's a good idea to order an appraisal from M-W Appraisals, LLC, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these issues. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received an honest deal.

Let M-W Appraisals, LLC help you with relocating to or from Lewis And Clark County

We are aware of the stress involved with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we suggest relocating employees to provide remarks on the positive aspects of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered.

Don't sell out for too little or keep your home on the market too long.

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't related to the sales price, but rather they are based on our efforts to finish the appraisal.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.